MK45 3SY postcode in Bedford, England

MK45 3SY is a postcode in Bedford, in the Wixams & Wilstead ward. It is in the Mid Bedfordshire parliamentary constituency and the Bedfordshire police force area, and has been in use since July 2026.

Flooding Not on the at-risk list The Environment Agency lists no home or business here in an area at risk from rivers or the sea Typical price £397,500 Homes sold in MK45 3, last 12 months. ▼ 0.6% on the year before Nearest school Willow Grove Primary School 350 m in a straight line Nearest station Kempston Hardwick 1.7 km in a straight line

Where MK45 3SY is, and what is near it

Map of MK45 3SY and what is near it Map of MK45 3SY: its centre point, with the 272 other postcodes in the MK45 3 sector, 4 schools (1 beyond the edge, shown by arrows), 2 railway stations (1 beyond the edge, shown by arrows), 3 GP practices (3 beyond the edge, shown by arrows) and 2 bus stops. North is up; the scale bar is 500 m. MK45 3FN: also in MK45 3MK45 3FP: also in MK45 3MK45 3FQ: also in MK45 3MK45 3FR: also in MK45 3MK45 3FS: also in MK45 3MK45 3FT: also in MK45 3MK45 3FU: also in MK45 3MK45 3FZ: also in MK45 3MK45 3GJ: also in MK45 3MK45 3HE: also in MK45 3MK45 3HL: also in MK45 3MK45 3HN: also in MK45 3MK45 3HP: also in MK45 3MK45 3HR: also in MK45 3MK45 3HS: also in MK45 3MK45 3HT: also in MK45 3MK45 3HU: also in MK45 3MK45 3JE: also in MK45 3MK45 3JF: also in MK45 3MK45 3JG: also in MK45 3MK45 3JJ: also in MK45 3MK45 3JZ: also in MK45 3MK45 3NJ: also in MK45 3MK45 3NS: also in MK45 3MK45 3NT: also in MK45 3MK45 3NX: also in MK45 3MK45 3NY: also in MK45 3MK45 3NZ: also in MK45 3MK45 3PD: also in MK45 3MK45 3PQ: also in MK45 3MK45 3PZ: also in MK45 3MK45 3QF: also in MK45 3MK45 3QN: also in MK45 3MK45 3QW: also in MK45 3MK45 3QY: also in MK45 3MK45 3QZ: also in MK45 3MK45 3RE: also in MK45 3MK45 3RG: also in MK45 3MK45 3RN: also in MK45 3MK45 3RQ: also in MK45 3MK45 3RR: also in MK45 3MK45 3RS: also in MK45 3MK45 3RT: also in MK45 3MK45 3SB: also in MK45 3MK45 3SD: also in MK45 3MK45 3SE: also in MK45 3MK45 3SF: also in MK45 3MK45 3SG: also in MK45 3MK45 3SH: also in MK45 3MK45 3SJ: also in MK45 3MK45 3SL: also in MK45 3MK45 3SN: also in MK45 3MK45 3SS: also in MK45 3MK45 3ST: also in MK45 3MK45 3SU: also in MK45 3MK45 3SW: also in MK45 3MK45 3SX: also in MK45 3MK45 3TA: also in MK45 3MK45 3TB: also in MK45 3MK45 3TD: also in MK45 3MK45 3TE: also in MK45 3MK45 3TG: also in MK45 3MK45 3TH: also in MK45 3MK45 3TJ: also in MK45 3MK45 3TL: also in MK45 3MK45 3TN: also in MK45 3MK45 3UN: also in MK45 3MK45 3UT: also in MK45 3MK45 3UU: also in MK45 3 2 places, 2.7–3.4 kmStewartby station 3.7 kmHoughton Conquest & Haynes MK45 3SY Map of MK45 3SY and what is near it Map of MK45 3SY: its centre point, with the 272 other postcodes in the MK45 3 sector, 4 schools (1 beyond the edge, shown by arrows), 2 railway stations (1 beyond the edge, shown by arrows), 3 GP practices (3 beyond the edge, shown by arrows) and 2 bus stops. North is up; the scale bar is 1 km. 2 places, 2.7–3.4 kmStewartby station 3.7 kmHoughton Conquest & Haynes MK45 3SY
  • MK45 3SY
  • Other postcodes in MK45 3: press one for its page
  • 4 schools
  • 2 railway stations
  • 3 GP practices
  • 2 bus stops
  • Further out, with the distance

Points are centre points, not buildings, and nothing drawn is a boundary. Names in italics are council wards: we hold no town or village names here. Open this area on OpenStreetMap (latitude 52.0896, longitude -0.4788)

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026; schools: Department for Education; stations and bus stops: Department for Transport; GP practices: NHS England; street map: Ordnance Survey, OS Open Zoomstack, Open Government Licence v3.0, drawn with MapLibre. How we use them

Who looks after MK45 3SY?

ONS places a whole postcode in one council, one ward and one constituency, from a single point. A few postcodes cross a boundary, so an address at the edge can belong to the one next door. Your council tax bill or your poll card settles it for your address.

Council, police force area and constituency: ONS Postcode Directory, August 2026. The MP: UK Parliament, read 14 October 2026.

What broadband can you get at MK45 3SY?

Ofcom gives no broadband figures for MK45 3SY. It reports postcodes with homes or businesses it can match to its data, so a new postcode, or one with no premises on its list, has none.

Check one address, and mobile coverage, on Ofcom's checker Compare broadband at another postcode

Source: Ofcom, Connected Nations, Spring 2026, data for January 2026, Open Government Licence v3.0. How we use it

When are the bins collected at MK45 3SY?

BinDayBuddy has not read Bedford Borough Council's days for MK45 3SY today. It reads them from the council's own system when you ask.

Check the bin days for MK45 3SY on BinDayBuddy

Source: BinDayBuddy, built from councils' own collection systems and public data. BinDayBuddy is run by Towpath Digital, which also runs this site. How we use it

Is MK45 3SY at risk of flooding?

From rivers and the sea, long term

The Environment Agency's list of postcodes with a home or business in an area at risk of flooding from rivers or the sea does not include MK45 3SY.

Rivers and the sea only, for the land around buildings, not each building. GOV.UK's checker answers for one address, surface water included.

Source: Environment Agency, Risk of Flooding from Rivers and Sea (postcodes in areas at risk), published 6 July 2026, Open Government Licence v3.0.

From surface water, across Bedford

The Environment Agency publishes this for the whole council, not for MK45 3SY: 4,161 properties in Bedford are at high risk (4.3% of all its properties). All the figures for Bedford

Source: Environment Agency, Risk of Flooding from Surface Water, properties at risk by local authority, version 2025-09, listed 18 September 2026, Open Government Licence v3.0.

Flood warnings

The centre of MK45 3SY is in one of the Environment Agency's flood warning areas. No warning or alert was in force for it at 12:26 on 22 October 2026.

Sign up for flood warnings, free, on GOV.UK Check flood risk at another postcode

Source: Environment Agency, flood warning areas read 17 October 2026; warnings in force checked at 12:26 on 22 October 2026, using Environment Agency flood and river level data from the real-time data API (Beta). Open Government Licence v3.0. How we use these

What do homes sell for near MK45 3SY?

Homes in MK45 3 sold for a typical £397,500 in the 12 months to August 2026, across 126 sales, down 0.6% on the 12 months before, HM Land Registry's figures show.

£397,500 typical price, the 12 months to August 2026
£400,000 12 months to August 2025
▼ down 0.6% on the 12 months before
  • Detached £465,000 65 sales
  • Semi-detached £355,000 42 sales
  • Terraced £304,000 17 sales
  • Flat or maisonette 2 sales, too few to price

Each bar is that kind's typical price, against the most expensive kind here.

Across the whole MK45 district: a typical £398,000 from 681 sales.

How we work this out: house prices by postcode

Source: HM Land Registry Price Paid Data, files dated 28 September 2026. Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0. How we use it

Homes sold in MK45 3SY

HM Land Registry records no standard sales of homes in MK45 3SY from January 2024 to August 2026. The prices above are for the homes around it.

Sales at market value to a private buyer; the latest months are not complete. Own or live in a home listed here and would rather it were not? Ask us to take it off.

Source: HM Land Registry Price Paid Data, files dated 28 September 2026. Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0. How we use it

What council tax band are homes near MK45 3SY?

The Valuation Office Agency counts about 1,220 homes in the neighbourhood around MK45 3SY. The largest share of them, 37%, are in council tax band C. More were built from 2010 to 2019 than in any other period (49%). A home's own band is set for that home: check it on GOV.UK.

Council tax bands, and a year's council tax

Council tax bands of the homes around MK45 3SY

Band D in Bedford for 2026‑27: £2,472. For the bands the homes here are in, a year's council tax runs from £1,648 (band A) to £3,570 (band F); band C, the most common, is £2,197.

BandHomes around hereA year
Band Aabout 10 (1%)£1,648
Band Babout 140 (11%)£1,922
Band Cabout 450 (37%)£2,197
Band Dabout 340 (28%)£2,472
Band Eabout 200 (16%)£3,021
Band Fabout 80 (7%)£3,570
Band Gwithheld£4,120
Band Hwithheld£4,943

When the homes were built

  1. 1% Before 1900
  2. Withheld 1900 to 1918
  3. None 1919 to 1939
  4. None 1945 to 1964
  5. None 1965 to 1982
  6. None 1983 to 1999
  7. 8% 2000 to 2009
  8. 49% 2010 to 2019
  9. 42% 2020 or later

1919 to 1939, 1945 to 1964, 1965 to 1982, 1983 to 1999: none of the homes the VOA counts here.

Averages for Bedford before discounts, not any one home's bill.

Council tax: Ministry of Housing, Communities and Local Government, Council Tax levels set by local authorities in England 2026 to 2027, Table 10, published 25 March 2026, Open Government Licence v3.0. How we use it

Counts for the neighbourhood the centre of MK45 3SY is in (ONS area E01034433), rounded by the VOA.

Check one home's band on GOV.UK

Source: Valuation Office Agency, Council Tax: stock of properties, at 31 March 2026, Open Government Licence v3.0. How we use it

Which schools are near MK45 3SY?

The nearest open schools to MK45 3SY, in a straight line. Distance is not a catchment.

Primary

Secondary

Find and compare schools in England, on GOV.UK More schools near MK45 3SY, and how we find them

Source: Department for Education, Get Information about Schools, read 17 October 2026, Open Government Licence v3.0. Each school opens its own record there. How we use it

Where is the nearest station to MK45 3SY?

The nearest railway station to the centre of MK45 3SY is Kempston Hardwick Rail Station, 1.7 km away in a straight line.

  • Kempston Hardwick Rail Station Railway station 1.7 kmCycle
  • Stewartby Rail Station Railway station 3.7 kmCycle

Straight-line distances from the centre point, not routes. Walk: under 1.2 km. Cycle: 1.2 to 5 km. Drive: further.

2 bus stops within 400 metres, the nearest Orchid Way, 193 m away.

More stations near MK45 3SY, and how we find them

Source: Department for Transport, NaPTAN, read 17 October 2026, Open Government Licence v3.0. How we use it

Which GP surgeries are near MK45 3SY?

The nearest GP practices to the centre of MK45 3SY, in a straight line. Each sets the area it takes patients from. In England, each opens its page at the Care Quality Commission, which inspects and rates it.

Find a GP on the NHS website

Source: NHS England, Organisation Data Service (GP practices), read 17 October 2026; ratings: Care Quality Commission, 1 October 2026, Open Government Licence v3.0. How we use it

Where can I charge an electric car near MK45 3SY?

OpenStreetMap maps no public charging point within 3 km of the centre of MK45 3SY on the map as of 20 October 2026. It does not have every charger: Open Charge Map's own map, linked below, may show more.

See more chargers on Open Charge Map

Source: © OpenStreetMap contributors, Open Database Licence, map as of 20 October 2026. How we use it

Which dentists are near MK45 3SY?

The nearest to the centre of MK45 3SY, in a straight line. Those in England open their page at the Care Quality Commission, which inspects them. It gives few dentists a rating.

Source: Care Quality Commission (directory of 14 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which hospitals are nearest to MK45 3SY?

The nearest NHS and private hospitals and clinics in England, in a straight line, with the Care Quality Commission's latest overall rating. One in Wales or Scotland may be nearer.

Not every hospital has an accident and emergency department. In an emergency, call 999.

Source: Care Quality Commission (directory of 14 October 2026, ratings of 1 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which care homes are near MK45 3SY?

The nearest care homes to the centre of MK45 3SY, in a straight line, with the Care Quality Commission's latest overall rating.

  • Danecroft Care Quality Commission rating: Outstanding CQC report November 2019, over 3 years old · Phone 01234 741573 900 mWalk
  • Elstow Manor Care Quality Commission rating: Good CQC report July 2025 · Phone 01234 676766 1.2 kmWalk
  • Nichols House Care Quality Commission rating: Requires improvement CQC report June 2026 · Phone 020 8355 4666 2.2 kmCycle

Source: Care Quality Commission (directory of 14 October 2026, ratings of 1 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which pharmacies are near MK45 3SY?

The nearest NHS pharmacies to the centre of MK45 3SY, in a straight line. Those in England show the opening hours they gave the NHS (list published July 2026) and open their page on the NHS website. A few work online or by post only: check before you go.

Hours can change on bank holidays. For urgent help when a pharmacy is closed, call NHS 111.

Source: NHS Business Services Authority (phone numbers: NHS Organisation Data Service), Open Government Licence v3.0. How we use it

Which vets are near MK45 3SY?

The nearest vets to the centre of MK45 3SY on OpenStreetMap, in a straight line. Each opens its entry on the map, with its opening hours and website where they are mapped.

OpenStreetMap may not have every vet. Out of hours, ring your own vet’s number first: the Royal College of Veterinary Surgeons says vets in practice must arrange round-the-clock emergency first aid and pain relief, themselves or through another service.

Source: © OpenStreetMap contributors, Open Database Licence, map as of 20 October 2026. How we use it

Is MK45 3SY in a conservation area?

The centre of MK45 3SY is not in any conservation area, listed building, tree preservation area, green belt or protected landscape that planning.data.gov.uk holds. Not every council has sent all its data, so check with the council before relying on it.

Source: planning.data.gov.uk, asked at the postcode's centre point. Open Government Licence v3.0. How we use it

How much crime is there near MK45 3SY?

Police.uk records 73 crimes and reports of anti-social behaviour within a mile of the centre of MK45 3SY in August 2026, the latest month it has published.

Violence and sexual offences31 reports
Anti-social behaviour20 reports
Vehicle crime6 reports
Other theft6 reports
Criminal damage and arson4 reports
Other crime2 reports

Also: public order 1, burglary 1, theft from the person 1, robbery 1.

Police.uk places each report at a nearby point, so this is an area, not a street.

Your local policing team on Police.uk How we work this out: crime by postcode, with the last 12 months

Source: data.police.uk, from its download of 30 September 2026, Open Government Licence v3.0. How we use it

The official record for MK45 3SY

Ward
Wixams & Wilstead
Parish
Wixams
Region
East of England
Country
England
Rural or urban
Larger rural, nearer to a major town or city
In use since
July 2026

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026. See all our data sources

Where to check what we do not hold

Around MK45 3SY

Go wider

Every postcode in the same sector, district or postcode area.

MK45 3 sector MK45 district MK postcode area

Questions about a postcode

Nearby postcodes

The nearest postcodes in use, measured in a straight line between centre points.

MK45 3TD50 mMK45 3RR50 mMK45 3RQ70 mMK45 3TA110 mMK42 6HE160 mMK42 6HF160 m
All of MK45

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026, the centre point of each postcode. How we use it

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