MK45 3HL postcode in Wilstead, Bedford

MK45 3HL is a postcode in Wilstead, in the Wixams & Wilstead ward of Bedford. It is in the Mid Bedfordshire parliamentary constituency and the Bedfordshire police force area, and has been in use since January 1980.

Flooding Not on the at-risk list The Environment Agency lists no home or business here in an area at risk from rivers or the sea Gigabit broadband 100% of homes and businesses at MK45 3HL can get it Across Bedford: 85% Typical price £397,500 Homes sold in MK45 3, last 12 months. ▼ 0.6% on the year before Nearest station Kempston Hardwick 3.7 km in a straight line

Where MK45 3HL is, and what is near it

Map of MK45 3HL and what is near it Map of MK45 3HL: its centre point, with the 272 other postcodes in the MK45 3 sector, 4 schools (3 beyond the edge, shown by arrows), 2 railway stations (2 beyond the edge, shown by arrows), 3 GP practices (3 beyond the edge, shown by arrows) and 6 bus stops, over roads, rivers and built-up areas. North is up; the scale bar is 250 m. A6 MK45 3BT: also in MK45 3MK45 3BU: also in MK45 3MK45 3BX: also in MK45 3MK45 3BY: also in MK45 3MK45 3DA: also in MK45 3MK45 3DB: also in MK45 3MK45 3DY: also in MK45 3MK45 3EF: also in MK45 3MK45 3EH: also in MK45 3MK45 3EP: also in MK45 3MK45 3EU: also in MK45 3MK45 3EY: also in MK45 3MK45 3FJ: also in MK45 3MK45 3FW: also in MK45 3MK45 3FX: also in MK45 3MK45 3HA: also in MK45 3MK45 3HB: also in MK45 3MK45 3HD: also in MK45 3MK45 3HE: also in MK45 3MK45 3HG: also in MK45 3MK45 3HH: also in MK45 3MK45 3HJ: also in MK45 3MK45 3HN: also in MK45 3MK45 3HP: also in MK45 3MK45 3HR: also in MK45 3MK45 3HW: also in MK45 3MK45 3JN: also in MK45 3MK45 3PF: also in MK45 3MK45 3PG: also in MK45 3 Lakeview School 1.0 kmWixams Academy 1.2 km2 places, 3.7–5.4 kmStewartby station 4.9 kmWilstead MK45 3HL Map of MK45 3HL and what is near it Map of MK45 3HL: its centre point, with the 272 other postcodes in the MK45 3 sector, 4 schools (3 beyond the edge, shown by arrows), 2 railway stations (2 beyond the edge, shown by arrows), 3 GP practices (3 beyond the edge, shown by arrows) and 6 bus stops, over roads, rivers and built-up areas. North is up; the scale bar is 250 m. 2 places, 3.7–5.4 km2 places, 3.9–5.0 kmHoughton Conquest & Haynes MK45 3HL
  • MK45 3HL
  • Other postcodes in MK45 3: press one for its page
  • 4 schools
  • 2 railway stations
  • 3 GP practices
  • 6 bus stops
  • Further out, with the distance

Points are centre points, not buildings, and nothing drawn is a boundary. Names in italics are council wards: we hold no town or village names here. Open this area on OpenStreetMap (latitude 52.0821, longitude -0.4520)

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026; schools: Department for Education; stations and bus stops: Department for Transport; GP practices: NHS England; roads, rivers and built-up areas: Contains OS data © Crown copyright and database right 2026; street map: Ordnance Survey, OS Open Zoomstack, Open Government Licence v3.0, drawn with MapLibre. How we use them

Who looks after MK45 3HL?

ONS places a whole postcode in one council, one ward and one constituency, from a single point. A few postcodes cross a boundary, so an address at the edge can belong to the one next door. Your council tax bill or your poll card settles it for your address.

Council, police force area and constituency: ONS Postcode Directory, August 2026. The MP: UK Parliament, read 14 October 2026.

What broadband can you get at MK45 3HL?

Every home and business at MK45 3HL can get gigabit broadband from a line, Ofcom says.

Share of homes and businesses that can get it

Gigabit (1,000 Mbit/s)

MK45 3HL 100% Bedford 85%

Superfast (30 Mbit/s or more)

MK45 3HL 100% Bedford 98%
Check one address, and mobile coverage, on Ofcom's checker Compare broadband at another postcode

Source: Ofcom, Connected Nations, Spring 2026, data for January 2026, Open Government Licence v3.0. How we use it

When are the bins collected at MK45 3HL?

BinDayBuddy has not read Bedford Borough Council's days for MK45 3HL today. It reads them from the council's own system when you ask.

Check the bin days for MK45 3HL on BinDayBuddy

Source: BinDayBuddy, built from councils' own collection systems and public data. BinDayBuddy is run by Towpath Digital, which also runs this site. How we use it

Is MK45 3HL at risk of flooding?

From rivers and the sea, long term

The Environment Agency's list of postcodes with a home or business in an area at risk of flooding from rivers or the sea does not include MK45 3HL.

Rivers and the sea only, for the land around buildings, not each building. GOV.UK's checker answers for one address, surface water included.

Source: Environment Agency, Risk of Flooding from Rivers and Sea (postcodes in areas at risk), published 6 July 2026, Open Government Licence v3.0.

From surface water, across Bedford

The Environment Agency publishes this for the whole council, not for MK45 3HL: 4,161 properties in Bedford are at high risk (4.3% of all its properties). All the figures for Bedford

Source: Environment Agency, Risk of Flooding from Surface Water, properties at risk by local authority, version 2025-09, listed 18 September 2026, Open Government Licence v3.0.

Flood warnings

The centre of MK45 3HL is not in any of the Environment Agency's flood warning or alert areas. Part of the postcode may still be, so check your own address when you sign up.

Sign up for flood warnings, free, on GOV.UK Check flood risk at another postcode

Source: Environment Agency, flood warning areas read 17 October 2026. Open Government Licence v3.0. How we use these

What do homes sell for near MK45 3HL?

Homes in MK45 3 sold for a typical £397,500 in the 12 months to August 2026, across 126 sales, down 0.6% on the 12 months before, HM Land Registry's figures show.

£397,500 typical price, the 12 months to August 2026
£400,000 12 months to August 2025
▼ down 0.6% on the 12 months before
  • Detached £465,000 65 sales
  • Semi-detached £355,000 42 sales
  • Terraced £304,000 17 sales
  • Flat or maisonette 2 sales, too few to price

Each bar is that kind's typical price, against the most expensive kind here.

Across the whole MK45 district: a typical £398,000 from 681 sales.

How we work this out: house prices by postcode

Source: HM Land Registry Price Paid Data, files dated 28 September 2026. Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0. How we use it

Homes sold in MK45 3HL

HM Land Registry records no standard sales of homes in MK45 3HL from January 2024 to August 2026. The prices above are for the homes around it.

Sales at market value to a private buyer; the latest months are not complete. Own or live in a home listed here and would rather it were not? Ask us to take it off.

Source: HM Land Registry Price Paid Data, files dated 28 September 2026. Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0. How we use it

What council tax band are homes near MK45 3HL?

The Valuation Office Agency counts about 810 homes in the neighbourhood around MK45 3HL. The largest share of them, 28%, are in council tax band A. More were built from 1965 to 1982 than in any other period (28%). A home's own band is set for that home: check it on GOV.UK.

Council tax bands, and a year's council tax

Council tax bands of the homes around MK45 3HL

Band D in Bedford for 2026‑27: £2,472. For the bands the homes here are in, a year's council tax runs from £1,648 (band A) to £4,120 (band G); band A, the most common, is £1,648.

BandHomes around hereA year
Band Aabout 230 (28%)£1,648
Band Babout 50 (6%)£1,922
Band Cabout 160 (20%)£2,197
Band Dabout 140 (17%)£2,472
Band Eabout 100 (12%)£3,021
Band Fabout 100 (12%)£3,570
Band Gabout 30 (4%)£4,120
Band Hfewer than 5£4,943

When the homes were built

  1. 2% Before 1900
  2. Withheld 1900 to 1918
  3. 5% 1919 to 1939
  4. 6% 1945 to 1964
  5. 28% 1965 to 1982
  6. 27% 1983 to 1999
  7. 16% 2000 to 2009
  8. 6% 2010 to 2019
  9. 9% 2020 or later

Averages for Bedford before discounts, not any one home's bill.

Council tax: Ministry of Housing, Communities and Local Government, Council Tax levels set by local authorities in England 2026 to 2027, Table 10, published 25 March 2026, Open Government Licence v3.0. How we use it

Counts for the neighbourhood the centre of MK45 3HL is in (ONS area E01017549), rounded by the VOA.

Check one home's band on GOV.UK

Source: Valuation Office Agency, Council Tax: stock of properties, at 31 March 2026, Open Government Licence v3.0. How we use it

Which schools are near MK45 3HL?

The nearest open schools to MK45 3HL, in a straight line. Distance is not a catchment.

Primary

Secondary

Find and compare schools in England, on GOV.UK More schools near MK45 3HL, and how we find them

Source: Department for Education, Get Information about Schools, read 17 October 2026, Open Government Licence v3.0. Each school opens its own record there. How we use it

Where is the nearest station to MK45 3HL?

The nearest railway station to the centre of MK45 3HL is Kempston Hardwick Rail Station, 3.7 km away in a straight line.

  • Kempston Hardwick Rail Station Railway station 3.7 kmCycle
  • Stewartby Rail Station Railway station 4.9 kmCycle

Straight-line distances from the centre point, not routes. Walk: under 1.2 km. Cycle: 1.2 to 5 km. Drive: further.

6 bus stops within 400 metres, the nearest The Woolpack, 214 m away.

More stations near MK45 3HL, and how we find them

Source: Department for Transport, NaPTAN, read 17 October 2026, Open Government Licence v3.0. How we use it

Which GP surgeries are near MK45 3HL?

The nearest GP practices to the centre of MK45 3HL, in a straight line. Each sets the area it takes patients from. In England, each opens its page at the Care Quality Commission, which inspects and rates it.

Find a GP on the NHS website

Source: NHS England, Organisation Data Service (GP practices), read 17 October 2026; ratings: Care Quality Commission, 1 October 2026, Open Government Licence v3.0. How we use it

Where can I charge an electric car near MK45 3HL?

OpenStreetMap maps no public charging point within 3 km of the centre of MK45 3HL on the map as of 20 October 2026. It does not have every charger: Open Charge Map's own map, linked below, may show more.

See more chargers on Open Charge Map

Source: © OpenStreetMap contributors, Open Database Licence, map as of 20 October 2026. How we use it

Which dentists are near MK45 3HL?

The nearest to the centre of MK45 3HL, in a straight line. Those in England open their page at the Care Quality Commission, which inspects them. It gives few dentists a rating.

Source: Care Quality Commission (directory of 14 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which hospitals are nearest to MK45 3HL?

The nearest NHS and private hospitals and clinics in England, in a straight line, with the Care Quality Commission's latest overall rating. One in Wales or Scotland may be nearer.

Not every hospital has an accident and emergency department. In an emergency, call 999.

Source: Care Quality Commission (directory of 14 October 2026, ratings of 1 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which care homes are near MK45 3HL?

The nearest care homes to the centre of MK45 3HL, in a straight line, with the Care Quality Commission's latest overall rating.

Source: Care Quality Commission (directory of 14 October 2026, ratings of 1 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which pharmacies are near MK45 3HL?

The nearest NHS pharmacies to the centre of MK45 3HL, in a straight line. Those in England show the opening hours they gave the NHS (list published July 2026) and open their page on the NHS website. A few work online or by post only: check before you go.

Hours can change on bank holidays. For urgent help when a pharmacy is closed, call NHS 111.

Source: NHS Business Services Authority (phone numbers: NHS Organisation Data Service), Open Government Licence v3.0. How we use it

Which vets are near MK45 3HL?

The nearest vets to the centre of MK45 3HL on OpenStreetMap, in a straight line. Each opens its entry on the map, with its opening hours and website where they are mapped.

OpenStreetMap may not have every vet. Out of hours, ring your own vet’s number first: the Royal College of Veterinary Surgeons says vets in practice must arrange round-the-clock emergency first aid and pain relief, themselves or through another service.

Source: © OpenStreetMap contributors, Open Database Licence, map as of 20 October 2026. How we use it

Is MK45 3HL in a conservation area?

The centre of MK45 3HL is not in any conservation area, listed building, tree preservation area, green belt or protected landscape that planning.data.gov.uk holds. Not every council has sent all its data, so check with the council before relying on it.

Source: planning.data.gov.uk, asked at the postcode's centre point. Open Government Licence v3.0. How we use it

How much crime is there near MK45 3HL?

Police.uk records 59 crimes and reports of anti-social behaviour within a mile of the centre of MK45 3HL in August 2026, the latest month it has published.

Violence and sexual offences26 reports
Anti-social behaviour15 reports
Criminal damage and arson5 reports
Other theft4 reports
Vehicle crime3 reports
Burglary2 reports

Also: public order 1, theft from the person 1, robbery 1, other crime 1.

Police.uk places each report at a nearby point, so this is an area, not a street.

Your local policing team on Police.uk How we work this out: crime by postcode, with the last 12 months

Source: data.police.uk, from its download of 30 September 2026, Open Government Licence v3.0. How we use it

The official record for MK45 3HL

Ward
Wixams & Wilstead
Parish
Wilshamstead
Region
East of England
Country
England
Built-up area
Wilstead
Rural or urban
Larger rural, nearer to a major town or city
In use since
January 1980

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026. See all our data sources

Where to check what we do not hold

Around MK45 3HL

Go wider

Every postcode in the same sector, district or postcode area.

MK45 3 sector MK45 district MK postcode area Wilstead postcodes

Questions about a postcode

Nearby postcodes

The nearest postcodes in use, measured in a straight line between centre points.

MK45 3HE80 mMK45 3HN110 mMK45 3HW170 mMK45 3FJ170 mMK45 3FW200 mMK45 3HJ230 m
All of MK45

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026, the centre point of each postcode. How we use it

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