MK40 3AY postcode in Bedford, England

MK40 3AY is a postcode in Bedford, in the De Parys ward. It is in the Bedford parliamentary constituency and the Bedfordshire police force area, and has been in use since January 1980.

Flooding Not on the at-risk list The Environment Agency lists no home or business here in an area at risk from rivers or the sea Gigabit broadband 100% of homes and businesses can get it. Bedford: 85% Typical price £345,640 Homes sold in MK40 3, last 12 months. ▼ 5.3% on the year before Nearest station Bedford St Johns 2.0 km in a straight line

Where MK40 3AY is, and what is near it

Map of MK40 3AY and what is near it Map of MK40 3AY: its centre point, with the 215 other postcodes in the MK40 3 sector, 3 schools, 2 railway stations (2 beyond the edge, shown by arrows), 3 GP practices (1 beyond the edge, shown by arrows) and 14 bus stops, over roads, rivers and built-up areas. North is up; the scale bar is 250 m. A4280 MK40 3AA: also in MK40 3MK40 3AD: also in MK40 3MK40 3AE: also in MK40 3MK40 3AF: also in MK40 3MK40 3AG: also in MK40 3MK40 3AJ: also in MK40 3MK40 3AL: also in MK40 3MK40 3AN: also in MK40 3MK40 3AP: also in MK40 3MK40 3AR: also in MK40 3MK40 3AS: also in MK40 3MK40 3AT: also in MK40 3MK40 3AU: also in MK40 3MK40 3AW: also in MK40 3MK40 3AX: also in MK40 3MK40 3AZ: also in MK40 3MK40 3BA: also in MK40 3MK40 3BB: also in MK40 3MK40 3BD: also in MK40 3MK40 3BE: also in MK40 3MK40 3BG: also in MK40 3MK40 3BH: also in MK40 3MK40 3BJ: also in MK40 3MK40 3BL: also in MK40 3MK40 3BQ: also in MK40 3MK40 3BS: also in MK40 3MK40 3BT: also in MK40 3MK40 3BU: also in MK40 3MK40 3BY: also in MK40 3MK40 3BZ: also in MK40 3MK40 3DA: also in MK40 3MK40 3DB: also in MK40 3MK40 3DD: also in MK40 3MK40 3DE: also in MK40 3MK40 3DF: also in MK40 3MK40 3DG: also in MK40 3MK40 3DH: also in MK40 3MK40 3DJ: also in MK40 3MK40 3DL: also in MK40 3MK40 3DN: also in MK40 3MK40 3DP: also in MK40 3MK40 3DQ: also in MK40 3MK40 3DR: also in MK40 3MK40 3DS: also in MK40 3MK40 3DT: also in MK40 3MK40 3DU: also in MK40 3MK40 3DW: also in MK40 3MK40 3DX: also in MK40 3MK40 3DY: also in MK40 3MK40 3EA: also in MK40 3MK40 3EB: also in MK40 3MK40 3EE: also in MK40 3MK40 3EF: also in MK40 3MK40 3EG: also in MK40 3MK40 3EJ: also in MK40 3MK40 3EL: also in MK40 3MK40 3EN: also in MK40 3MK40 3EP: also in MK40 3MK40 3EQ: also in MK40 3MK40 3EW: also in MK40 3MK40 3FB: also in MK40 3MK40 3FD: also in MK40 3MK40 3FH: also in MK40 3MK40 3GB: also in MK40 3MK40 3GD: also in MK40 3MK40 3JN: also in MK40 3MK40 3LH: also in MK40 3MK40 3NB: also in MK40 3MK40 3ND: also in MK40 3MK40 3NE: also in MK40 3MK40 3NF: also in MK40 3MK40 3QA: also in MK40 3MK40 3QB: also in MK40 3MK40 3QJ: also in MK40 3MK40 3QL: also in MK40 3MK40 3QS: also in MK40 3MK40 3QT: also in MK40 3MK40 3QZ: also in MK40 3MK40 3RA: also in MK40 3MK40 3RL: also in MK40 3MK40 3RN: also in MK40 3MK40 3RQ: also in MK40 3MK40 3RW: also in MK40 3MK40 3SH: also in MK40 3MK40 3SJ: also in MK40 3MK40 3SQ: also in MK40 3MK40 3SR: also in MK40 3MK40 3SS: also in MK40 3MK40 3ST: also in MK40 3MK40 3SU: also in MK40 3MK40 3SX: also in MK40 3MK40 3SY: also in MK40 3MK40 3SZ: also in MK40 3MK40 3TH: also in MK40 3MK40 3TJ: also in MK40 3MK40 3TL: also in MK40 3MK40 3TY: also in MK40 3MK40 3UA: also in MK40 3MK40 3UB: also in MK40 3MK40 3UF: also in MK40 3MK40 3UG: also in MK40 3MK40 3UH: also in MK40 3MK40 3UJ: also in MK40 3MK40 3UL: also in MK40 3MK40 3UN: also in MK40 3MK40 3UQ: also in MK40 3MK40 3UR: also in MK40 3MK40 3UZ: also in MK40 3 GP 850 mBedford St Johns station 2.0 kmBedford MK40 3AY Map of MK40 3AY and what is near it Map of MK40 3AY: its centre point, with the 215 other postcodes in the MK40 3 sector, 3 schools, 2 railway stations (2 beyond the edge, shown by arrows), 3 GP practices and 14 bus stops, over roads, rivers and built-up areas. North is up; the scale bar is 500 m. Bedford St Johns station 2.0 kmCastle & Newnham MK40 3AY
  • MK40 3AY
  • Other postcodes in MK40 3: press one for its page
  • 3 schools
  • 2 railway stations
  • 3 GP practices
  • 14 bus stops
  • Further out, with the distance

Points are centre points, not buildings, and nothing drawn is a boundary. Names in italics are council wards: we hold no town or village names here. Open this area on OpenStreetMap (latitude 52.1421, longitude -0.4458)

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026; schools: Department for Education; stations and bus stops: Department for Transport; GP practices: NHS England; roads, rivers and built-up areas: Contains OS data © Crown copyright and database right 2026; street map: Ordnance Survey, OS Open Zoomstack, Open Government Licence v3.0, drawn with MapLibre. How we use them

Who looks after MK40 3AY?

ONS places a whole postcode in one council, one ward and one constituency, from a single point. A few postcodes cross a boundary, so an address at the edge can belong to the one next door. Your council tax bill or your poll card settles it for your address.

Council, police force area and constituency: ONS Postcode Directory, August 2026. The MP: UK Parliament, read 14 October 2026.

What broadband can you get at MK40 3AY?

Every home and business at MK40 3AY can get gigabit broadband from a line, Ofcom says.

Gigabit (1,000 Mbit/s)100% can get it

Bedford: 85%

Superfast (30 Mbit/s or more)100% can get it

Bedford: 98%

The line marks the figure across Bedford.

Check one address, and mobile coverage, on Ofcom's checker Compare broadband at another postcode

Source: Ofcom, Connected Nations, Spring 2026, data for January 2026, Open Government Licence v3.0. How we use it

When are the bins collected at MK40 3AY?

BinDayBuddy has not read Bedford Borough Council's days for MK40 3AY today. It reads them from the council's own system when you ask.

Check the bin days for MK40 3AY on BinDayBuddy

Source: BinDayBuddy, built from councils' own collection systems and public data. BinDayBuddy is run by Towpath Digital, which also runs this site. How we use it

Is MK40 3AY at risk of flooding?

From rivers and the sea, long term

The Environment Agency's list of postcodes with a home or business in an area at risk of flooding from rivers or the sea does not include MK40 3AY.

Rivers and the sea only, for the land around buildings, not each building. GOV.UK's checker answers for one address, surface water included.

Source: Environment Agency, Risk of Flooding from Rivers and Sea (postcodes in areas at risk), published 6 July 2026, Open Government Licence v3.0.

From surface water, across Bedford

The Environment Agency publishes this for the whole council, not for MK40 3AY: 4,161 properties in Bedford are at high risk (4.3% of all its properties). All the figures for Bedford

Source: Environment Agency, Risk of Flooding from Surface Water, properties at risk by local authority, version 2025-09, listed 18 September 2026, Open Government Licence v3.0.

Flood warnings

The centre of MK40 3AY is not in any of the Environment Agency's flood warning or alert areas. Part of the postcode may still be, so check your own address when you sign up.

Sign up for flood warnings, free, on GOV.UK Check flood risk at another postcode

Source: Environment Agency, flood warning areas read 17 October 2026. Open Government Licence v3.0. How we use these

What do homes sell for near MK40 3AY?

Homes in MK40 3 sold for a typical £345,640 in the 12 months to August 2026, across 121 sales, down 5.3% on the 12 months before, HM Land Registry's figures show.

£345,640 typical price, the 12 months to August 2026
£365,000 12 months to August 2025
▼ down 5.3% on the 12 months before
  • Detached £520,000 11 sales
  • Semi-detached £385,000 36 sales
  • Terraced £352,500 45 sales
  • Flat or maisonette £202,000 29 sales

Each bar is that kind's typical price, against the most expensive kind here.

Across the whole MK40 district: a typical £337,500 from 391 sales.

How we work this out: house prices by postcode

Source: HM Land Registry Price Paid Data, files dated 28 September 2026. Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0. How we use it

Homes sold in MK40 3AY

HM Land Registry records 2 standard sales of homes in MK40 3AY from January 2024 to August 2026, the latest on 3 July 2025. Each sale below opens Land Registry's own record of it.

Sales at market value to a private buyer; the latest months are not complete. Own or live in a home listed here and would rather it were not? Ask us to take it off.

Source: HM Land Registry Price Paid Data, files dated 28 September 2026. Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0. How we use it

What council tax band are homes near MK40 3AY?

The Valuation Office Agency counts about 610 homes in the neighbourhood around MK40 3AY. The largest share of them, 26%, are in council tax band C. More were built from 1965 to 1982 than in any other period (71%). A home's own band is set for that home: check it on GOV.UK.

Council tax bands, and a year's council tax

Council tax bands of the homes around MK40 3AY

Band D in Bedford for 2026‑27: £2,472. For the bands the homes here are in, a year's council tax runs from £1,648 (band A) to £4,120 (band G); band C, the most common, is £2,197.

BandHomes around hereA year
Band Aabout 20 (3%)£1,648
Band Babout 90 (15%)£1,922
Band Cabout 160 (26%)£2,197
Band Dabout 110 (18%)£2,472
Band Eabout 150 (25%)£3,021
Band Fabout 70 (11%)£3,570
Band Gabout 10 (2%)£4,120
Band Hwithheld£4,943

When the homes were built

  1. Withheld Before 1900
  2. None 1900 to 1918
  3. 10% 1919 to 1939
  4. 11% 1945 to 1964
  5. 71% 1965 to 1982
  6. 2% 1983 to 1999
  7. 5% 2000 to 2009
  8. 2% 2010 to 2019
  9. None 2020 or later

1900 to 1918, 2020 or later: none of the homes the VOA counts here.

Averages for Bedford before discounts, not any one home's bill.

Council tax: Ministry of Housing, Communities and Local Government, Council Tax levels set by local authorities in England 2026 to 2027, Table 10, published 25 March 2026, Open Government Licence v3.0. How we use it

Counts for the neighbourhood the centre of MK40 3AY is in (ONS area E01017483), rounded by the VOA.

Check one home's band on GOV.UK

Source: Valuation Office Agency, Council Tax: stock of properties, at 31 March 2026, Open Government Licence v3.0. How we use it

Which schools are near MK40 3AY?

The nearest open schools to MK40 3AY, in a straight line. Distance is not a catchment.

Primary

Secondary

Find and compare schools in England, on GOV.UK More schools near MK40 3AY, and how we find them

Source: Department for Education, Get Information about Schools, read 17 October 2026, Open Government Licence v3.0. Each school opens its own record there. How we use it

Where is the nearest station to MK40 3AY?

The nearest railway station to the centre of MK40 3AY is Bedford St Johns Rail Station, 2.0 km away in a straight line.

  • Bedford St Johns Rail Station Railway station 2.0 kmCycle
  • Bedford Rail Station Railway station 2.4 kmCycle

Straight-line distances from the centre point, not routes. Walk: under 1.2 km. Cycle: 1.2 to 5 km. Drive: further.

14 bus stops within 400 metres, the nearest Polhill Avenue Campus, 161 m away.

More stations near MK40 3AY, and how we find them

Source: Department for Transport, NaPTAN, read 17 October 2026, Open Government Licence v3.0. How we use it

Which GP surgeries are near MK40 3AY?

The nearest GP practices to the centre of MK40 3AY, in a straight line. Each sets the area it takes patients from. In England, each opens its page at the Care Quality Commission, which inspects and rates it.

Find a GP on the NHS website

Source: NHS England, Organisation Data Service (GP practices), read 17 October 2026; ratings: Care Quality Commission, 1 October 2026, Open Government Licence v3.0. How we use it

Where can I charge an electric car near MK40 3AY?

0 within 1 km 15 within 3 km

The nearest charging points to the centre of MK40 3AY, as OpenStreetMap had them on 20 October 2026:

  • Bp Charging point · 2 chargers 1.1 kmWalk
  • BP Pulse Charging point · 2 chargers 1.5 kmCycle
  • A charging point Charging point · 2 chargers 1.9 kmCycle

OpenStreetMap is mapped by volunteers. It does not have every charger, and not every one it has gives its speed or plugs. Check a charger's own app before you set off.

See more chargers on Open Charge Map

Source: © OpenStreetMap contributors, Open Database Licence, map as of 20 October 2026. How we use it

Which dentists are near MK40 3AY?

The nearest to the centre of MK40 3AY, in a straight line. Those in England open their page at the Care Quality Commission, which inspects them. It gives few dentists a rating.

Source: Care Quality Commission (directory of 14 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which hospitals are nearest to MK40 3AY?

The nearest NHS and private hospitals and clinics in England, in a straight line, with the Care Quality Commission's latest overall rating. One in Wales or Scotland may be nearer.

Not every hospital has an accident and emergency department. In an emergency, call 999.

Source: Care Quality Commission (directory of 14 October 2026, ratings of 1 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which care homes are near MK40 3AY?

The nearest care homes to the centre of MK40 3AY, in a straight line, with the Care Quality Commission's latest overall rating.

Source: Care Quality Commission (directory of 14 October 2026, ratings of 1 October 2026), Open Government Licence v3.0. This uses Care Quality Commission information. How we use it

Which pharmacies are near MK40 3AY?

The nearest NHS pharmacies to the centre of MK40 3AY, in a straight line. Those in England show the opening hours they gave the NHS (list published July 2026) and open their page on the NHS website. A few work online or by post only: check before you go.

Hours can change on bank holidays. For urgent help when a pharmacy is closed, call NHS 111.

Source: NHS Business Services Authority (phone numbers: NHS Organisation Data Service), Open Government Licence v3.0. How we use it

Which vets are near MK40 3AY?

The nearest vets to the centre of MK40 3AY on OpenStreetMap, in a straight line. Each opens its entry on the map, with its opening hours and website where they are mapped.

OpenStreetMap may not have every vet. Out of hours, ring your own vet’s number first: the Royal College of Veterinary Surgeons says vets in practice must arrange round-the-clock emergency first aid and pain relief, themselves or through another service.

Source: © OpenStreetMap contributors, Open Database Licence, map as of 20 October 2026. How we use it

Is MK40 3AY in a conservation area?

The centre of MK40 3AY is not in any conservation area, listed building, tree preservation area, green belt or protected landscape that planning.data.gov.uk holds. Not every council has sent all its data, so check with the council before relying on it.

Source: planning.data.gov.uk, asked at the postcode's centre point. Open Government Licence v3.0. How we use it

How much crime is there near MK40 3AY?

Police.uk records 290 crimes and reports of anti-social behaviour within a mile of the centre of MK40 3AY in August 2026, the latest month it has published.

Violence and sexual offences78 reports
Anti-social behaviour58 reports
Shoplifting40 reports
Other theft23 reports
Criminal damage and arson19 reports
Public order16 reports

Also: vehicle crime 16, burglary 13, drugs 12, robbery 4, theft from the person 3, bicycle theft 3, other crime 3, possession of weapons 2.

Police.uk places each report at a nearby point, so this is an area, not a street.

Your local policing team on Police.uk How we work this out: crime by postcode, with the last 12 months

Source: data.police.uk, from its download of 30 September 2026, Open Government Licence v3.0. How we use it

The official record for MK40 3AY

Ward
De Parys
Parish
Not in a parish
Region
East of England
Country
England
Built-up area
Bedford
Rural or urban
Urban, nearer to a major town or city
In use since
January 1980

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026. See all our data sources

Where to check what we do not hold

Around MK40 3AY

Go wider

Every postcode in the same sector, district or postcode area.

MK40 3 sector MK40 district MK postcode area Bedford postcodes

Questions about a postcode

Nearby postcodes

The nearest postcodes in use, measured in a straight line between centre points.

MK40 3AZ50 mMK40 3BJ70 mMK40 3AU70 mMK40 3AX100 mMK40 3BE120 mMK40 3BH120 m
All of MK40

Source: Office for National Statistics (ONS) Postcode Directory, August 2026, loaded 20 October 2026, the centre point of each postcode. How we use it

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